Thursday, January 6, 2011


I was given an opportunity to use the site ThreeJars for a while and review it.  I thought it would be a great opportunity to teach my six year old daughter, Noodle, about money.  She currently doesn’t get an allowance and probably doesn’t know a thing about money.  She knows it exists, she knows we go to work to earn it, but it really doesn’t mean anything to her.  She doesn’t even really ever see money change hands.  We usually use our debit cards to pay for everything.  I rarely carry cash.

So we sat down together one night and talked about money.  I told her that she could earn money by doing chores around the house.  I told her it’s called an allowance.  We then talked about a website we could use that would help us keep track of it.  She’s into computer games right now, so I thought that might help motivate her.

We went to and set up an account.  It was so easy.  I quickly set up my account, then reviewed some of the information they provide.  There are many helpful tips including what amounts may be appropriate for different ages, allocation tips, chore suggestions.  We breezed through setting up how much money she would get and which chores she would do.  Noodle seemed very excited to get started.  She even went and marked Friday as Pay Day on her calendar.

We then set up Noodle’s part of the account.  She gets her own login ID and password.  She can view how much money she has in each of her three jars – Save, Spend and Share.  She can send me messages asking to make more money by doing special projects.  I really like the fact that anytime she changes anything or makes a request I get an email either letting me know or asking me to approve it.

All in all, I think ThreeJars is a great website and a great resource for parents.  We will continue to use it.  I do think at this stage, Noodle is a little too young and we aren’t fully utilizing all the aspects and benefits of the site.  She still needs me to help her navigate the site, read a lot of the site to her and help her send messages, so I’m not sure she needs her own login at this point.  It would probably be much better for kids about 2-3 years older than Noodle.  It is nice to be able to have the conversation and lessons on money flowing when we log on together.  For that reason, I consider it a very valuable tool.

**Disclaimer:  I was provided an opportunity to use and review ThreeJars thanks to CecilyK at

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